{"id":12290,"date":"2026-04-24T18:19:38","date_gmt":"2026-04-24T18:19:38","guid":{"rendered":"https:\/\/cp.snarskis.lt\/index.php\/2026\/04\/24\/tenesis-uzdraude-kriptovaliutu-bankomatus-visoje-valstijoje-grieztas-smugis-sukciams\/"},"modified":"2026-04-24T18:19:38","modified_gmt":"2026-04-24T18:19:38","slug":"tenesis-uzdraude-kriptovaliutu-bankomatus-visoje-valstijoje-grieztas-smugis-sukciams","status":"publish","type":"post","link":"https:\/\/cp.snarskis.lt\/index.php\/2026\/04\/24\/tenesis-uzdraude-kriptovaliutu-bankomatus-visoje-valstijoje-grieztas-smugis-sukciams\/","title":{"rendered":"Tenesis u\u017edraud\u0117 kriptovaliut\u0173 bankomatus visoje valstijoje: grie\u017etas sm\u016bgis suk\u010diams"},"content":{"rendered":"<p>Tenesis tapo antr\u0105ja JAV valstija, kuri visi\u0161kai u\u017edraud\u0117 kriptovaliut\u0173 bankomatus. Nuo \u0161iol u\u017e toki\u0173 \u012frengini\u0173 laikym\u0105 ar eksploatavim\u0105 bet kur valstijoje gresia baud\u017eiamoji atsakomyb\u0117 u\u017e nusi\u017eengim\u0105.<\/p>\n<p>Gubernatorius Billas Lee baland\u017eio 13 dien\u0105 pasira\u0161\u0117 Atstov\u0173 R\u016bm\u0173 \u012fstatymo projekt\u0105 HB2505, kuris buvo priimtas vienbalsiai abiejuose parlamento r\u016bmuose. \u012estatymas \u012fsigalios liepos 1 dien\u0105, o jo taikymas apima ne tik operatorius, bet ir verslus, kurie leid\u017eia \u012frenginius statyti savo patalpose.<\/p>\n<h2>Kas konkre\u010diai u\u017edrausta?<\/h2>\n<p>\u012estatymas draud\u017eia \u012frengti ir valdyti vadinamuosius virtualios valiutos kioskus, da\u017eniau atpa\u017e\u012fstamus kaip bitkoin\u0173 ar kit\u0173 kriptovaliut\u0173 bankomatai. Tokie \u012frenginiai da\u017enai b\u016bna degalin\u0117se, ma\u017eose parduotuv\u0117se ar prekybos centruose.<\/p>\n<p>U\u017e pa\u017eeidimus numatyta A klas\u0117s nusi\u017eengimo atsakomyb\u0117, kuri gali reik\u0161ti iki vieneri\u0173 met\u0173 laisv\u0117s at\u0117mimo ir iki ma\u017edaug 2 300 eur\u0173 baud\u0105. Suma perskai\u010diuota pagal apytiksl\u012f 2 500 JAV doleri\u0173 dyd\u012f.<\/p>\n<h2>Kod\u0117l valstijos grie\u017etina taisykles?<\/h2>\n<p>Nors kriptovaliut\u0173 bankomatai patys savaime n\u0117ra apgaul\u0117s priemon\u0117, jie da\u017enai i\u0161naudojami suk\u010diavimo schemose. Tipinis scenarijus, kur\u012f apra\u0161o ir JAV teis\u0117sauga, kai suk\u010diai prisistato policijos ar institucij\u0173 darbuotojais, i\u0161g\u0105sdina \u017emog\u0173 tariama skola ar gresian\u010diu are\u0161tu ir nukreipia j\u012f prie bankomato atlikti pavedim\u0105 kriptovaliuta.<\/p>\n<p>FBI duomenimis, su kriptovaliut\u0173 kioskais siejami nuostoliai 2025 metais siek\u0117 beveik 360 000 000 eur\u0173. Ypa\u010d da\u017enai nuken\u010dia vyresnio am\u017eiaus \u017emon\u0117s, tod\u0117l \u012fstatym\u0173 leid\u0117jai vis aktyviau ie\u0161ko priemoni\u0173, kaip suma\u017einti tokio tipo apgavys\u010di\u0173 mast\u0105.<\/p>\n<h2>Tenesis seka Indianos pavyzd\u017eiu<\/h2>\n<p>Iki \u0161iol dauguma JAV valstij\u0173 rinkosi ne visi\u0161k\u0105 draudim\u0105, o grie\u017etesn\u012f reguliavim\u0105: reikalavo licencij\u0173 operatoriams, nustat\u0117 dienos limitus ar \u012fpareigojo suteikti papildom\u0105 informacij\u0105 vartotojams. Vis d\u0117lto Tenesis pasirinko grie\u017e\u010diausi\u0105 model\u012f, prisijungdamas prie Indianos, kuri tok\u012f draudim\u0105 pri\u0117m\u0117 anks\u010diau.<\/p>\n<p>AARP duomenimis, vien per \u0161iuos metus trisde\u0161imt valstij\u0173 pateik\u0117 \u012fstatym\u0173 projektus, susijusius su kriptovaliut\u0173 kioskais, o iki 2026 met\u0173 tokio pob\u016bd\u017eio teis\u0117s aktus buvo pri\u0117musios 20 valstij\u0173. Tai rodo, kad kriptovaliut\u0173 bankomat\u0173 tema i\u0161 ni\u0161in\u0117s technologin\u0117s diskusijos vis da\u017eniau pereina \u012f vartotoj\u0173 apsaugos ir teis\u0117saugos prioritet\u0173 lauk\u0105.<\/p>\n<p>Tenesio sprendimas gali tapti svarbiu precedentu: jei draudimas pasiteisins ma\u017einant suk\u010diavimo mast\u0105, kitos valstijos gali rinktis ne vien reguliavimo stiprinim\u0105, o visi\u0161k\u0105 kriptovaliut\u0173 bankomat\u0173 atsisakym\u0105.<\/p>\n<p>\u0160altiniai:<\/p>\n<p>https:\/\/capitol.tn.gov\/Bills\/114\/Bill\/HB2505.pdf<\/p>\n<p>https:\/\/www.aarp.org\/advocacy\/crypto-atm-fraud-protections\/<\/p>\n<p>https:\/\/law.justia.com\/codes\/tennessee\/title-40\/chapter-35\/part-1\/section-40-35-111\/<\/p>\n<p>https:\/\/www.theblock.co\/post\/397134\/fbi-says-crypto-related-fraud-losses-hit-record-11-4-billion-in-2025-with-seniors-bearing-the-brunt<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"VM4uXRl00M\"><p><a href=\"https:\/\/indianacapitalchronicle.com\/briefs\/indiana-committee-advances-crypto-atm-ban-weakened-pension-investment-bill\/\">Indiana committee advances crypto ATM ban, weakened pension investment bill<\/a><\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cIndiana committee advances crypto ATM ban, weakened pension investment bill\u201d \u2014 Indiana Capital Chronicle\" src=\"https:\/\/indianacapitalchronicle.com\/briefs\/indiana-committee-advances-crypto-atm-ban-weakened-pension-investment-bill\/embed\/#?secret=X6v8Sl5wKd#?secret=VM4uXRl00M\" data-secret=\"VM4uXRl00M\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tenesis tapo antr\u0105ja JAV valstija, kuri visi\u0161kai u\u017edraud\u0117 kriptovaliut\u0173 bankomatus. Nuo \u0161iol u\u017e toki\u0173 \u012frengini\u0173 laikym\u0105 ar eksploatavim\u0105 bet kur valstijoje gresia baud\u017eiamoji atsakomyb\u0117 u\u017e nusi\u017eengim\u0105. Gubernatorius Billas Lee baland\u017eio 13 dien\u0105 pasira\u0161\u0117 Atstov\u0173 R\u016bm\u0173 \u012fstatymo projekt\u0105 HB2505, kuris buvo priimtas vienbalsiai abiejuose parlamento r\u016bmuose. \u012estatymas \u012fsigalios liepos 1 dien\u0105, o jo taikymas apima ne [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":12291,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[115,114],"miestas":[],"class_list":["post-12290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-bitcoin","tag-kriptovaliutos"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/12290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=12290"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/12290\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/12291"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=12290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=12290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=12290"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=12290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}