{"id":27715,"date":"2026-05-22T01:25:28","date_gmt":"2026-05-22T01:25:28","guid":{"rendered":"https:\/\/cp.snarskis.lt\/index.php\/2026\/05\/22\/starling-bank-rezultatai-saas-engine-pajamos-augo-bet-grupes-pelnas-krito\/"},"modified":"2026-05-22T01:25:28","modified_gmt":"2026-05-22T01:25:28","slug":"starling-bank-rezultatai-saas-engine-pajamos-augo-bet-grupes-pelnas-krito","status":"publish","type":"post","link":"https:\/\/cp.snarskis.lt\/index.php\/2026\/05\/22\/starling-bank-rezultatai-saas-engine-pajamos-augo-bet-grupes-pelnas-krito\/","title":{"rendered":"\u201eStarling Bank\u201c rezultatai: SaaS \u201eEngine\u201c pajamos augo, bet grup\u0117s pelnas krito"},"content":{"rendered":"

JK skaitmeninis bankas \u201eStarling Bank\u201c paskelb\u0117, kad per metus iki 2026 met\u0173 kovo m\u0117nesio pabaigos grup\u0117s finansiniai rodikliai prast\u0117jo, nors technologij\u0173 verslas augo. Bankas nurod\u0117, kad jo SaaS padalinys \u201eEngine\u201c didino pajamas ir klient\u0173 skai\u010di\u0173.<\/p>\n

\u201eStarling Bank\u201c prane\u0161\u0117, kad pelnas prie\u0161 mokes\u010dius suma\u017e\u0117jo 3 proc. iki ma\u017edaug 254 000 000 eur\u0173, o pajamos krito iki ma\u017edaug 1 040 000 000 eur\u0173. Palyginimui, metais anks\u010diau pajamos siek\u0117 apie 1 100 000 000 eur\u0173.<\/p>\n

Pagrindin\u0117 pelno spaudimo prie\u017eastis buvo ma\u017eesn\u0117s pal\u016bkan\u0173 pajamos, kurias bankas siejo su \u017eemesn\u0117mis pal\u016bkan\u0173 normomis. Pal\u016bkan\u0173 pajamos suma\u017e\u0117jo iki ma\u017edaug 890 000 000 eur\u0173, kai metais anks\u010diau sudar\u0117 apie 1 030 000 000 eur\u0173.<\/p>\n

Aktyvesni klientai, didesni srautai<\/h2>\n

Nors pajamos trauk\u0117si, bankas fiksavo augan\u010dius veiklos mastus: operacij\u0173 apimtis padid\u0117jo iki ma\u017edaug 254 000 000 000 eur\u0173. Tai rodo, kad klient\u0173 aktyvumas i\u0161liko auk\u0161tas net ir besikei\u010diant pal\u016bkan\u0173 aplinkai.<\/p>\n

Vidutinis ind\u0117li\u0173 likutis vienam klientui augo 7,9 proc. ir pasiek\u0117 apie 4 960 eur\u0173. Tuo pat metu klient\u0173 s\u0105skait\u0173 skai\u010dius per metus padid\u0117jo nuo 5 300 000 iki 6 200 000.<\/p>\n

Bankas taip pat atskleid\u0117, kad 56 proc. jo smulkiojo ir vidutinio verslo klient\u0173 \u201eStarling Bank\u201c naudojo kaip pagrindin\u012f bank\u0105. Tarp ma\u017emenini\u0173 klient\u0173 \u0161is rodiklis siek\u0117 32,5 proc., o tai bankui svarbu vertinant ilgalaik\u012f santyk\u012f ir pajamas i\u0161 kasdienio naudojimo.<\/p>\n

\u201eEngine\u201c ple\u010diasi u\u017e JK rib\u0173<\/h2>\n

Technologij\u0173 padalinys \u201eEngine\u201c, veikiantis kaip SaaS platforma, per metus padvigubino klient\u0173 baz\u0119 iki keturi\u0173 ir augino pajamas 25 proc. iki ma\u017edaug 13 000 000 eur\u0173. \u201eStarling Bank\u201c nurod\u0117, kad \u0161iame padalinyje dirba apie 300 \u017emoni\u0173.<\/p>\n

Vienas reik\u0161mingiausi\u0173 \u017eingsni\u0173 buvo nauja 10 met\u0173 sutartis su \u201eTangerine\u201c, kuri priklauso Kanados \u201eScotiabank\u201c. Bankas tai \u012fvardijo kaip pirm\u0105j\u012f \u201eEngine\u201c klient\u0105 \u0160iaur\u0117s Amerikoje ir svarb\u0173 atspirties ta\u0161k\u0105 ple\u010diant technologij\u0173 platform\u0105 tarptautiniu mastu.<\/p>\n

\u201eJau penktus metus i\u0161 eil\u0117s dirbame pelningai ir kartu toliau investuojame \u012f versl\u0105 \u2013 nuo santyki\u0173 su JK klientais gilinimo iki m\u016bs\u0173 technologij\u0173 platformos pl\u0117tros pasauliniu mastu\u201c, \u2013 sak\u0117 \u201eStarling Bank\u201c vadovas Ramanas Bhatia.<\/p>\n

Rinkoje tokie rezultatai da\u017enai interpretuojami kaip \u017eenklas, kad bankininkyst\u0117s pajamos, priklausomos nuo pal\u016bkan\u0173 norm\u0173, gali svyruoti, ta\u010diau technologij\u0173 licencijavimo ir platform\u0173 verslas tampa papildomu augimo varikliu. \u201eStarling Bank\u201c atveju \u201eEngine\u201c pl\u0117tra rodo siek\u012f diversifikuoti pajamas ir ma\u017einti priklausomyb\u0119 nuo tradicin\u0117s bankininkyst\u0117s cikl\u0173.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201eStarling Bank\u201c pelnas prie\u0161 mokes\u010dius ir pajamos smuko d\u0117l ma\u017eesni\u0173 pal\u016bkan\u0173, ta\u010diau SaaS platforma \u201eEngine\u201c augino pajamas ir pl\u0117t\u0117si \u012f \u0160iaur\u0117s Amerik\u0105.<\/p>\n","protected":false},"author":0,"featured_media":27716,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[81],"tags":[19936,19935,83,134,2716,9559,19934],"miestas":[],"class_list":["post-27715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-imones","tag-banku-pelnas","tag-engine","tag-fintech","tag-palukanu-normos","tag-saas-platformos","tag-skaitmeniniai-bankai","tag-starling-bank"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/27715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=27715"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/27715\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/27716"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=27715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=27715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=27715"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=27715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}