JK fintech startuolis \u201eStoa\u201c pritrauk\u0117 apie 2,2 mln. eur\u0173 i\u0161ankstin\u0117s (pre-seed) investicijos, kad paspartint\u0173 gryn\u0173j\u0173 pinig\u0173 valdymo platformos pl\u0117tr\u0105. Bendrov\u0117 si\u016blo model\u012f, kuriame u\u017e l\u0117\u0161\u0173 laikym\u0105 nustatytam terminui klientai gali gauti atlyg\u012f i\u0161 karto, o ne vien pal\u016bkanas.<\/p>\n
Investicij\u0173 raund\u0105 bendrai ved\u0117 fondai \u201eBespokeist Partners\u201c ir \u201eIngenii Capital\u201c, taip pat prisid\u0117jo \u201eForce Over Mass Capital\u201c ir \u201eFuel Ventures\u201c. Prie investuotoj\u0173 prisijung\u0117 ir pavieniai finans\u0173 sektoriaus atstovai, anks\u010diau dirb\u0119 tarptautin\u0117se finans\u0173 institucijose bei konsultavimo versle.<\/p>\n
\u201eStoa\u201c teigia derinanti elgsenos finans\u0173 principus, \u012fterptin\u0117s bankininkyst\u0117s infrastrukt\u016br\u0105 ir prekybinink\u0173 partnerystes. Tokia kombinacija, bendrov\u0117s vertinimu, leid\u017eia sukurti sistem\u0105, kuri sujungia finans\u0173 \u012fstaigas, preki\u0173 \u017eenklus ir klientus \u012f vien\u0105 atlygio u\u017e santaupas grandin\u0119.<\/p>\n
Platforma jau veikia Jungtin\u0117je Karalyst\u0117je privatiems ir verslo klientams. Vartotojai gali l\u0117\u0161as perkelti \u012f fiksuoto termino sprendim\u0105, vadinam\u0105 \u201eStoa Pots\u201c, ir vietoj tradicinio pal\u016bkan\u0173 principo gauti i\u0161ankstin\u012f atlyg\u012f i\u0161 partneri\u0173 preki\u0173 \u017eenkl\u0173.<\/p>\n
Ind\u0117liai laikomi pas reguliuojamus bankinius partnerius, o tinkamos l\u0117\u0161os, kaip nurodo bendrov\u0117, patenka \u012f Jungtin\u0117s Karalyst\u0117s ind\u0117li\u0173 apsaugos schemos r\u0117mus. Tai svarbus elementas, nes alternatyv\u016bs taupymo modeliai da\u017enai kelia klausim\u0173 d\u0117l rizikos ir vartotoj\u0173 apsaugos.<\/p>\n
\u201eGryn\u0173j\u0173 pinig\u0173 valdymo ateitis n\u0117ra vien pal\u016bkan\u0173 normos. \u017dmon\u0117s nori pasirinkimo, ap\u010diuopiamos vert\u0117s ir ai\u0161kesnio jausmo, kaip j\u0173 pinigai dirba jiems\u201c, \u2013 sak\u0117 \u201eStoa\u201c bendra\u012fk\u016br\u0117jas ir vadovas Mike Saraswat.<\/p>\n
Bendrov\u0117 taip pat nurodo, kad Jungtin\u0117je Karalyst\u0117je vartotoj\u0173 s\u0105skaitose laikoma daugiau nei 704 mlrd. eur\u0173 ma\u017eai u\u017edirban\u010diose arba pal\u016bkan\u0173 nene\u0161an\u010diose s\u0105skaitose, o smulki\u0173 ir vidutini\u0173 \u012fmoni\u0173 gryn\u0173j\u0173 atsargos siekia per 293 mlrd. eur\u0173. \u201eStoa\u201c tikslas yra daliai \u0161i\u0173 l\u0117\u0161\u0173 pasi\u016blyti alternatyv\u0105, sujungian\u010di\u0105 fiksuot\u0105 laikotarp\u012f ir i\u0161ankstin\u012f vartotoj\u0173 atlyg\u012f.<\/p>\n
Gautos l\u0117\u0161os bus skirtos produkto k\u016brimui, partneri\u0173 tinklo pl\u0117trai ir augimui Jungtin\u0117je Karalyst\u0117je bei Jungtin\u0117se Valstijose. \u201eStoa\u201c teigia jau kurianti partnerystes JAV rinkoje ir rengiasi planuojamam startui.<\/p>\n","protected":false},"excerpt":{"rendered":"
JK fintech startuolis \u201eStoa\u201c pritrauk\u0117 2,2 mln. eur\u0173 ir ple\u010dia platform\u0105, kuri u\u017e fiksuoto termino ind\u0117lius si\u016blo atlyg\u012f i\u0161kart, ne tik pal\u016bkanas.<\/p>\n","protected":false},"author":0,"featured_media":44172,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[83,16505,8218,984,34166,3056,34165],"miestas":[],"class_list":["post-44171","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technologijos","tag-fintech","tag-fintech-startuoliai","tag-indeliai","tag-investicijos","tag-iterptine-bankininkyste","tag-jungtine-karalyste","tag-stoa"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/44171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=44171"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/44171\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/44172"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=44171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=44171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=44171"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=44171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}