{"id":56403,"date":"2026-09-22T19:21:36","date_gmt":"2026-09-22T19:21:36","guid":{"rendered":"https:\/\/cp.snarskis.lt\/index.php\/2026\/09\/22\/sofi-pradejo-atsiskaitymus-stabilia-moneta-sofiusd-mastercard-tinkle-siekia-23-mlrd-euru\/"},"modified":"2026-09-22T19:21:36","modified_gmt":"2026-09-22T19:21:36","slug":"sofi-pradejo-atsiskaitymus-stabilia-moneta-sofiusd-mastercard-tinkle-siekia-23-mlrd-euru","status":"publish","type":"post","link":"https:\/\/cp.snarskis.lt\/index.php\/2026\/09\/22\/sofi-pradejo-atsiskaitymus-stabilia-moneta-sofiusd-mastercard-tinkle-siekia-23-mlrd-euru\/","title":{"rendered":"\u201eSoFi\u201c prad\u0117jo atsiskaitymus stabilia moneta \u201eSoFiUSD\u201c \u201eMastercard\u201c tinkle: siekia 23 mlrd. eur\u0173"},"content":{"rendered":"<p>\u201eSoFi Bank\u201c prad\u0117jo atsiskaityti u\u017e debeto ir kredito korteli\u0173 operacijas \u201eMastercard\u201c tinkle naudodama savo stabilios vert\u0117s monet\u0105 \u201eSoFiUSD\u201c. Bankas skelbia, kad \u012f blok\u0173 grandine paremt\u0105 atsiskaitym\u0173 model\u012f perkeliamas visas jo korteli\u0173 programos apdorojimas.<\/p>\n<p>\u201eSoFi\u201c teigimu, \u0161is sprendimas tur\u0117t\u0173 apimti daugiau kaip 25 mlrd. JAV doleri\u0173 metin\u0119 apyvart\u0105, tai yra apie 23 mlrd. eur\u0173. Bendrov\u0117 taip pat tikina esanti pirmasis bankas, realiai prad\u0117j\u0119s stabilios monetos atsiskaitymus per \u201eMastercard\u201c pasaulin\u012f mok\u0117jim\u0173 tinkl\u0105.<\/p>\n<h2>K\u0105 tai kei\u010dia prekybininkams?<\/h2>\n<p>Pagal \u201eSoFi\u201c pateikt\u0105 informacij\u0105, prekybininkams nereikia laikyti \u201eSoFiUSD\u201c ar keisti esam\u0173 mok\u0117jim\u0173 sistem\u0173, kad gal\u0117t\u0173 naudotis nauju atsiskaitymo b\u016bdu. L\u0117\u0161os gali b\u016bti \u012fskaitomos \u012f \u201eSoFi Bank\u201c s\u0105skait\u0105 i\u0161kart, o jas i\u0161sigryninti ar pervesti galima bet kuriuo paros metu.<\/p>\n<p>\u201ePer \u0161e\u0161is m\u0117nesius \u201eSoFi\u201c ir \u201eMastercard\u201c stabilios monetos atsiskaitymus pavert\u0117 realiai veikian\u010diu produktu, kuris i\u0161 esm\u0117s pagerina, kaip \u012fmon\u0117ms juda pinigai\u201c, \u2013 sak\u0117 \u201eSoFi\u201c generalinis direktorius Anthony Noto.<\/p>\n<p>\u201eStabilios monetos tampa prasmingos tada, kai i\u0161sprend\u017eia realias problemas, su kuriomis \u012fmon\u0117s susiduria kasdien. Su \u201eSoFi\u201c pereiname nuo bandym\u0173 prie \u012fgyvendinimo ir \u012fdiegiame reguliuojamus stabilios monetos atsiskaitymus realioje aplinkoje, i\u0161laikydami pasitik\u0117jim\u0105, mast\u0105 ir saugiklius, kuri\u0173 tikimasi i\u0161 \u201eMastercard\u201c, \u2013 sak\u0117 \u201eMastercard\u201c pasaulin\u0117 skaitmenin\u0117s komercializacijos vadov\u0117 Sherri Haymond.<\/p>\n<h2>\u201eSoFiUSD\u201c ir reguliavimas<\/h2>\n<p>\u201eSoFiUSD\u201c leid\u0117jas yra \u201eSoFi Bank\u201c, nacionalin\u012f banko status\u0105 turinti ir JAV valiutos kontrolieriaus tarnybos pri\u017ei\u016brima finans\u0173 \u012fstaiga. \u201eSoFi\u201c nurodo, kad \u201eSoFiUSD\u201c i\u0161perkama santykiu 1 prie 1 JAV doleriui, o rezerv\u0105 daugiausia sudaro grynieji pinigai.<\/p>\n<p>Stabili\u0173 monet\u0173 atsiskaitymai finans\u0173 sektoriuje vis da\u017eniau pristatomi kaip priemon\u0117 sutrumpinti l\u0117\u0161\u0173 \u012fskaitymo laik\u0105 ir i\u0161pl\u0117sti atsiskaitymus ne darbo valandomis, savaitgaliais ar \u0161ven\u010di\u0173 dienomis. Toks modelis aktualus prekybininkams, kuriems svarbus greitas apyvartini\u0173 l\u0117\u0161\u0173 pasiekimas ir ma\u017eesn\u0117 priklausomyb\u0117 nuo keli\u0173 dien\u0173 trunkan\u010di\u0173 tarpbankini\u0173 cikl\u0173.<\/p>\n<h2>\u201eMastercard\u201c pl\u0117tra ir kas toliau<\/h2>\n<p>\u201eSoFiUSD\u201c \u0161iuo metu veikia \u201eEthereum\u201c ir \u201eSolana\u201c tinkluose. Tuo metu \u201eMastercard\u201c vie\u0161ai skelbia ple\u010dianti stabilios monetos atsiskaitym\u0173 galimybes per kelias blok\u0173 grandines ir \u012ftraukianti daugiau reguliuojam\u0173 stabili\u0173 monet\u0173, kad atsiskaitymai b\u016bt\u0173 prieinami ir dienos metu, ir ne darbo laiku.<\/p>\n<p>\u201eSoFi\u201c taip pat nurodo, kad jau kalbasi su dideliais JAV prekybininkais d\u0117l toki\u0173 atsiskaitym\u0173, \u012fvardijami tarptautiniai ma\u017emenininkai ir technologini\u0173 paslaug\u0173 platformos, ta\u010diau konkret\u016bs pavadinimai neatskleid\u017eiami. Ateityje \u012fmon\u0117s svarsto \u201eSoFiUSD\u201c panaudojim\u0105 tarpvalstybiniams mok\u0117jimams ir perlaidoms.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201eSoFi Bank\u201c \u201eMastercard\u201c tinkle prad\u0117jo atsiskaitymus stabilia moneta \u201eSoFiUSD\u201c, o metin\u0117 apyvarta gali vir\u0161yti 23 mlrd. eur\u0173.<\/p>\n","protected":false},"author":0,"featured_media":56404,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[115,1638,114,6298,9348,9349,153],"miestas":[],"class_list":["post-56403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-bitcoin","tag-bloku-grandine","tag-kriptovaliutos","tag-mastercard","tag-sofi","tag-sofiusd","tag-stabilios-monetos"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/56403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=56403"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/56403\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/56404"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=56403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=56403"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=56403"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=56403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}