Amsterdame \u012fsik\u016br\u0119s finansini\u0173 technologij\u0173 startuolis \u201eDuqu\u201c pritrauk\u0117 1 500 000 eur\u0173 pradiniame prie\u0161s\u0117kliniame finansavimo etape. \u012e investuotoj\u0173 gretas \u012f\u0117jo fondai Curiosity VC ir No Such Ventures.<\/p>\n
Bendrov\u0117 skelbia, kad l\u0117\u0161os bus skirtos dviem kryptims auginti: pa\u010diai platformai, kuri suteikia verslui greitesn\u0119 prieig\u0105 prie apyvartini\u0173 l\u0117\u0161\u0173, ir DI pagr\u012fstam kredito vertinimo sprendimui, si\u016blomam finans\u0173 \u012fstaigoms.<\/p>\n
\u201eDuqu\u201c teigia sprend\u017eianti da\u017en\u0105 B2B sektoriaus problem\u0105, kai u\u017e atliktus darbus apmokama pav\u0117luotai, o \u012fmon\u0117ms tuo metu vis tiek reikia l\u0117\u0161\u0173 atlyginimams, atsargoms ar pl\u0117trai. Startuolio modelis remiasi trumpalaikiu avansu pagal i\u0161ra\u0161yt\u0105 s\u0105skait\u0105 fakt\u016br\u0105.<\/p>\n
Skirtingai nuo faktoringo, \u012fmon\u0117, pasak \u201eDuqu\u201c, neparduoda savo s\u0105skait\u0173 ir i\u0161laiko tiesiogin\u012f ry\u0161\u012f su klientu. Taip pat akcentuojama, kad n\u0117ra nustatyto minimalaus ar maksimalaus avanso dyd\u017eio, o mokestis taikomas tik pasinaudojus paslauga.<\/p>\n
\u201e\u0160iandien verslai beveik visk\u0105 gali susitvarkyti akimirksniu, bet atlik\u0119 darb\u0105 vis dar laukia savaites, kol gaus apmok\u0117jim\u0105. Tai nebederi su tempu, kuriuo veikia \u012fmon\u0117s\u201c, \u2013 sak\u0117 \u201eDuqu\u201c vienas i\u0161 \u012fk\u016br\u0117j\u0173 Maas de Goede.<\/p>\n
Startuolis nurodo, kad patvirtinus parai\u0161k\u0105 pinigai pervedami per 24 valandas, o neretai ir per valand\u0105. Tokia dinamika ypa\u010d svarbi smulkesn\u0117ms \u012fmon\u0117ms, kurioms apyvartini\u0173 l\u0117\u0161\u0173 svyravimai gali greitai sustabdyti augim\u0105.<\/p>\n
\u201eDuqu\u201c teigia suk\u016brusi DI pagr\u012fst\u0105 rizikos vertinimo sistem\u0105, kuri automatizuoja apie 95 proc. kreditingumo \u012fvertinimo proceso. Bendrov\u0117s teigimu, tai leid\u017eia efektyviau apdoroti daugiau parai\u0161k\u0173, nes didel\u0117 dalis sprendim\u0173 pri\u0117mimo perkeliama \u012f automatizuot\u0105 vertinim\u0105.<\/p>\n
\u0160i technologija si\u016bloma ir kaip baltos etiket\u0117s sprendimas bankams, skolintojams bei lizingo bendrov\u0117ms, kad \u0161ios gal\u0117t\u0173 automatizuoti parai\u0161k\u0173 vertinim\u0105 pagal savo kredito politik\u0105. Investuotojai pabr\u0117\u017eia, kad tradiciniams rinkos \u017eaid\u0117jams ma\u017eos parai\u0161kos da\u017enai b\u016bna pernelyg brangios vertinti rankiniu b\u016bdu.<\/p>\n
\u201eKredito vertinimas daugeliui paslaug\u0173 teik\u0117j\u0173 vis dar yra daug darbo reikalaujantis procesas. \u201eDuqu\u201c automatizuoja reik\u0161ming\u0105 jo dal\u012f, o skolintojai i\u0161laiko savo kredito politik\u0105\u201c, \u2013 teig\u0117 No Such Ventures atstovas Thijn van Helvoirt.<\/p>\n
Startuolis \u012fkurtas 2025 metais spal\u012f, j\u012f \u012fsteig\u0117 Maas de Goede, Victor Brouwer ir Diederik Nassenstein. \u201eDuqu\u201c skai\u010diuoja turinti beveik 1 500 vartotoj\u0173 ir nuo starto apdorojusi 4 600 000 eur\u0173 parai\u0161k\u0173, i\u0161 kuri\u0173 daugiau nei 1 200 000 eur\u0173 jau buvo i\u0161mok\u0117ta kaip avansai.<\/p>\n","protected":false},"excerpt":{"rendered":"
Amsterdamo \u201eDuqu\u201c pritrauk\u0117 1 500 000 eur\u0173 ir \u017eada su DI grei\u010diau suteikti verslui avans\u0105 pagal neapmok\u0117tas B2B s\u0105skaitas.<\/p>\n","protected":false},"author":0,"featured_media":56997,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[40838,102,43830,83,13314,40640,1040],"miestas":[],"class_list":["post-56996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-apyvartinis-kapitalas","tag-dirbtinis-intelektas","tag-duqu","tag-fintech","tag-rizikos-vertinimas","tag-saskaitos-fakturos","tag-startuoliai"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/56996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=56996"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/56996\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/56997"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=56996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=56996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=56996"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=56996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}