{"id":58993,"date":"2026-10-01T19:20:27","date_gmt":"2026-10-01T19:20:27","guid":{"rendered":"https:\/\/cp.snarskis.lt\/index.php\/2026\/10\/01\/lloyds-ir-visa-isbande-atsiskaitymus-usdc-690-000-euru-per-valanda-net-savaitgali\/"},"modified":"2026-10-01T19:20:27","modified_gmt":"2026-10-01T19:20:27","slug":"lloyds-ir-visa-isbande-atsiskaitymus-usdc-690-000-euru-per-valanda-net-savaitgali","status":"publish","type":"post","link":"https:\/\/cp.snarskis.lt\/index.php\/2026\/10\/01\/lloyds-ir-visa-isbande-atsiskaitymus-usdc-690-000-euru-per-valanda-net-savaitgali\/","title":{"rendered":"\u201eLloyds\u201c ir \u201eVisa\u201c i\u0161band\u0117 atsiskaitymus USDC: 690 000 eur\u0173 per valand\u0105, net savaitgal\u012f"},"content":{"rendered":"<p>\u201eLloyds\u201c ir \u201eVisa\u201c u\u017ebaig\u0117 septyni\u0173 dien\u0173 bandom\u0105j\u012f projekt\u0105, kuriame realioms tarpbankin\u0117ms prievol\u0117ms padengti buvo naudojamas stabilusis kriptoturtas USDC. Bandomojo atsiskaitymo suma siek\u0117 apie 690 000 eur\u0173, o l\u0117\u0161os gav\u0117j\u0105 pasiek\u0117 grei\u010diau nei per valand\u0105, \u012fskaitant savaitgal\u012f.<\/p>\n<p>Bankas pabr\u0117\u017e\u0117, kad tai buvo atsiskaitym\u0173 tarp finans\u0173 institucij\u0173 testas, o ne klient\u0173 korteli\u0173 mok\u0117jim\u0173 operacijos. Tokiuose procesuose tradiciniai tarpvalstybiniai pervedimai, ypa\u010d inicijuoti ne bank\u0173 darbo valandomis, neretai gali u\u017etrukti dien\u0105 ar ilgiau d\u0117l keli\u0173 tarpinink\u0173, laiko juost\u0173 ir atsiskaitym\u0173 lang\u0173.<\/p>\n<p>USDC buvo \u012fsigytas per Jungtin\u0117je Karalyst\u0117je reguliuojam\u0105 skaitmeninio turto platform\u0105 Archax, o atsiskaitym\u0173 apskaita fiksuota per \u201eLloyds\u201c korporatyvini\u0173 rink\u0173 padalin\u012f D\u017eersyje. I\u0161 ten l\u0117\u0161os buvo pervestos \u201eVisa\u201c Jungtin\u0117se Amerikos Valstijose, o visas procesas, banko teigimu, veik\u0117 vis\u0105 par\u0105.<\/p>\n<p>\u201eAtsiskaitydami realias mok\u0117jim\u0173 prievoles tarp \u201eLloyds\u201c ir \u201eVisa\u201c pasitelk\u0119 stabil\u0173j\u012f kriptoturt\u0105, gal\u0117jome i\u0161eiti u\u017e teorijos rib\u0173 ir patikrinti galimybes realiomis s\u0105lygomis\u201c, \u2013 sak\u0117 \u201eLloyds\u201c skaitmeninio turto vadovas Peter Left.<\/p>\n<p>Technologi\u0161kai projektas r\u0117m\u0117si keliomis infrastrukt\u016bromis: \u201eLloyds\u201c bandymo metu vald\u0117 savo mazg\u0105 \u201eCanton Network\u201c tinkle, o \u201eVisa\u201c atsiskaitym\u0105 palaik\u0117 atskiroje, vie\u0161ojoje, ta\u010diau ne\u012fvardytoje blok\u0173 grandin\u0117je. Toks modelis rodo, kad did\u017eiosios finans\u0173 institucijos ie\u0161ko b\u016bd\u0173 sujungti priva\u010dias, reguliavimui pritaikytas sistemas su vie\u0161osiomis grandin\u0117mis, i\u0161laikant greit\u012f ir atsekamum\u0105.<\/p>\n<p>\u201eVisa\u201c pastaraisiais metais nuosekliai ple\u010dia stabiliojo kriptoturto atsiskaitym\u0173 bandymus, \u012ftraukdama daugiau blok\u0173 grandini\u0173 ir didindama apimtis. \u201eLloyds\u201c savo ruo\u017etu anks\u010diau dalyvavo Jungtin\u0117s Karalyst\u0117s bank\u0173 pilotuose, kuriuose buvo testuojami tokenizuoti svaro ind\u0117liai, siekiant programuojam\u0173 mok\u0117jim\u0173 ir greitesni\u0173 atsiskaitym\u0173 verslo procesuose.<\/p>\n<p>Rinkoje tokie pilotai vertinami kaip bandymas spr\u0119sti sen\u0105 tarpvalstybini\u0173 atsiskaitym\u0173 problem\u0105: ribot\u0105 darbo valand\u0173 re\u017eim\u0105 ir l\u0117t\u0105 l\u0117\u0161\u0173 jud\u0117jim\u0105 per korespondentinius bankus. Vis d\u0117lto platesnis pritaikymas priklausys nuo reguliavimo ai\u0161kumo, rizik\u0173 valdymo, technologini\u0173 standart\u0173 ir to, kaip stabilieji kriptoturtai bus integruojami \u012f bank\u0173 atitikties bei pinig\u0173 plovimo prevencijos procesus.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201eLloyds\u201c ir \u201eVisa\u201c per 7 dien\u0173 pilot\u0105 atsiskait\u0117 USDC u\u017e ma\u017edaug 690 000 eur\u0173: l\u0117\u0161os pasiek\u0117 gav\u0117j\u0105 per valand\u0105 net savaitgal\u012f.<\/p>\n","protected":false},"author":0,"featured_media":58994,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[115,114,45194,45195,45196,4597,1617],"miestas":[],"class_list":["post-58993","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-bitcoin","tag-kriptovaliutos","tag-lloyds","tag-stabilieji-kriptoturtai","tag-tarpvalstybiniai-atsiskaitymai","tag-usdc","tag-visa"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/58993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=58993"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/58993\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/58994"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=58993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=58993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=58993"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=58993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}