{"id":60341,"date":"2026-10-07T13:34:34","date_gmt":"2026-10-07T13:34:34","guid":{"rendered":"https:\/\/cp.snarskis.lt\/index.php\/2026\/10\/07\/di-lenktynes-bankuose-ubs-liko-vienintele-europoje-top-10-jpmorgan-chase-tolsta\/"},"modified":"2026-10-07T13:34:34","modified_gmt":"2026-10-07T13:34:34","slug":"di-lenktynes-bankuose-ubs-liko-vienintele-europoje-top-10-jpmorgan-chase-tolsta","status":"publish","type":"post","link":"https:\/\/cp.snarskis.lt\/index.php\/2026\/10\/07\/di-lenktynes-bankuose-ubs-liko-vienintele-europoje-top-10-jpmorgan-chase-tolsta\/","title":{"rendered":"DI lenktyn\u0117s bankuose: \u201eUBS\u201c liko vienintel\u0117 Europoje top 10, \u201eJPMorgan Chase\u201c tolsta"},"content":{"rendered":"

Europai top 10 liko tik \u201eUBS\u201c<\/h2>\n

\u0160veicarijos bankas \u201eUBS\u201c tapo vieninteliu Europos skolintoju, patekusiu \u012f de\u0161imtuk\u0105 pagal DI diegimo brand\u0105, rodo \u201eEvident\u201c sudaromas \u201eEvident AI Index\u201c. Naujausiame reitinge \u201eUBS\u201c pakilo \u012f 6 viet\u0105, o anks\u010diau a\u0161tuntuke buv\u0119s Londone \u012fsik\u016br\u0119s \u201eHSBC\u201c nusmuko \u012f 11 pozicij\u0105.<\/p>\n

Indeksas vertina 50 did\u017ei\u0173j\u0173 bank\u0173 \u0160iaur\u0117s Amerikoje, Europoje ir Azijos bei Ramiojo vandenyno regione, remdamasis vien vie\u0161ai prieinamais duomenimis. Vertinami keturi blokai: DI talentai, inovacijos, vadovyb\u0117s d\u0117mesys ir atsakingo naudojimo skaidrumas.<\/p>\n

K\u0105 bankai daro su DI?<\/h2>\n

Pasak indekso autori\u0173, bankai DI jau naudoja ne tik klient\u0173 aptarnavimo pokalbi\u0173 sprendimams. Da\u017eniausiai minimos sritys yra suk\u010diavimo prevencija, programavimo darb\u0173 automatizavimas, paskol\u0173 parai\u0161k\u0173 vertinimo pagalba ir konsultant\u0173 darbo spartinimas.<\/p>\n

Skai\u010diuojama, kad nuo 2021 met\u0173 \u0161ie 50 bank\u0173 vie\u0161ai pristat\u0117 daugiau nei 1 100 skirting\u0173 DI panaudojimo atvej\u0173. Tai rodo, kad eksperiment\u0173 faz\u0117 spar\u010diai virsta sisteminiu diegimu visoje organizacijoje.<\/p>\n

\u0160iaur\u0117s Amerika stiprina dominavim\u0105<\/h2>\n

Pirm\u0105j\u0105 viet\u0105 i\u0161laik\u0117 \u201eJPMorgan Chase\u201c, o jos prana\u0161umas prie\u0161 antroje vietoje esant\u012f \u201eCapital One\u201c padid\u0117jo. Tre\u010dia reitinge \u012fvardyta \u201eRoyal Bank of Canada\u201c, ketvirta vieta atiteko Australijos \u201eCommBank\u201c, o de\u0161imtuke dominuoja JAV ir Kanados bankai.<\/p>\n

\u201eEvident\u201c taip pat nustat\u0117, kad per pastaruosius metus bank\u0173 DI geb\u0117jimai augo beveik tris kartus grei\u010diau nei vidutini\u0161kai per trejus ankstesnius metus. Tai grei\u010diausias progresas nuo tada, kai indeksas prad\u0117tas skelbti 2023 metais.<\/p>\n

\u201eTai buvo metai, kai DI bankininkyst\u0117je tapo industriniu rei\u0161kiniu\u201c, \u2013 sak\u0117 \u201eEvident\u201c bendra\u012fk\u016br\u0117ja ir bendra vadov\u0117 Alexandra Mousavizadeh.<\/p>\n

Darbuotoj\u0173 ma\u017einimas ne visur yra prioritetas<\/h2>\n

Tyrimo autoriai gin\u010dija paplitusi\u0105 prielaid\u0105, kad DI nei\u0161vengiamai smarkiai ma\u017eins bank\u0173 darbuotoj\u0173 skai\u010di\u0173. Indekso lyderiai, anot j\u0173, toliau aktyviai samdo DI specialistus, o prioritet\u0105 da\u017eniau teikia augimui, o ne masin\u0117ms atleidim\u0173 programoms.<\/p>\n

Tuo pat metu rinkoje i\u0161lieka ir prie\u0161ing\u0173 pavyzd\u017ei\u0173. Londone \u012fsik\u016br\u0119s bankas \u201eStandard Chartered\u201c yra prane\u0161\u0119s ketinantis iki 2030 met\u0173 ma\u017einti apie 7 800 administracini\u0173 darbo viet\u0173, daugiau atsiremdamas \u012f DI ir automatizavim\u0105.<\/p>\n

\u201eEvident\u201c duomenimis, programin\u0117s \u012frangos diegimo vaidmen\u0173 apimtis per metus tarp 50 bank\u0173 i\u0161augo 4,3 proc. Tuo tarpu \u201eMorgan Stanley\u201c teigia i\u0161 naujo panaudojantis daugiau nei 1 000 000 programuotoj\u0173 valand\u0173, kurias i\u0161laisvino jo vidin\u0117 platforma, o \u201eUBS\u201c nurodo, kad konsultantams skirta priemon\u0117 per savait\u0119 sutaupo apie 1 200 valand\u0173.<\/p>\n

Gr\u0105\u017eos paie\u0161kos ir saugikliai<\/h2>\n

Indeksas fiksuoja ir did\u0117jant\u012f spaudim\u0105 pagr\u012fsti investicij\u0173 \u012f DI naud\u0105 skai\u010diais. Dvylika bank\u0173 jau skelbia apie pasiekt\u0105 arba prognozuojam\u0105 investicij\u0173 gr\u0105\u017e\u0105, kai anks\u010diau toki\u0173 buvo ma\u017eiau.<\/p>\n

Tarp pavyzd\u017ei\u0173 minimas \u201eLloyds Banking Group\u201c, teig\u0119s, kad generatyvusis DI 2025 metais suk\u016br\u0117 apie 59 000 000 eur\u0173 vert\u0117s naud\u0105, o 2026 metais tikimasi vir\u0161yti ma\u017edaug 118 000 000 eur\u0173 rib\u0105. Analitik\u0173 vertinimu, b\u016btent geb\u0117jimas \u012frodyti gr\u0105\u017e\u0105 lems, kuriems projektams bus skiriami rekordini\u0173 mast\u0173 DI biud\u017eetai.<\/p>\n

Did\u0117jant susir\u016bpinimui d\u0117l vis galingesni\u0173 modeli\u0173 kontrol\u0117s, indeksas i\u0161skiria ir atsakingo DI priemones. Skai\u010diuojama, kad apie 80 proc. lyderi\u0173 yra \u012fdieg\u0119 pa\u017eangesnius saugiklius, \u012fskaitant modeli\u0173 naudojam\u0173 duomen\u0173 patikras ir atsakym\u0173 kontrol\u0117s mechanizmus, kai tarp likusi\u0173 indekso dalyvi\u0173 tai es\u0105 b\u016bdinga ma\u017edaug 40 proc.<\/p>\n

Europos S\u0105jungoje DI, naudojamas \u017emoni\u0173 kreditingumui vertinti, priskiriamas didel\u0117s rizikos kategorijai pagal DI akt\u0105. \u0160i reguliacin\u0117 kryptis stiprina reikalavim\u0105 bankams ne tik diegti technologij\u0105, bet ir u\u017etikrinti jos skaidrum\u0105, audit\u0105 bei atitikt\u012f.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201eEvident AI Index\u201c rodo, kad \u201eUBS\u201c liko vienintel\u0117 Europos bank\u0173 de\u0161imtuke, o \u201eJPMorgan Chase\u201c dar labiau didina prana\u0161um\u0105 DI lenktyn\u0117se.<\/p>\n","protected":false},"author":0,"featured_media":60342,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[1621,102,442,46121,8782,10257,677],"miestas":[],"class_list":["post-60341","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-bankai","tag-dirbtinis-intelektas","tag-europos-sajunga","tag-evident-ai-index","tag-hsbc","tag-jpmorgan-chase","tag-ubs"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/60341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=60341"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/60341\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/60342"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=60341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=60341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=60341"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=60341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}