JAV Valiutos kontrolieriaus tarnyba (OCC) tapo pirmuoju federaliniu bank\u0173 reguliuotoju, kuris u\u017ebaig\u0117 GENIUS Act \u012fgyvendinimo taisykles, skirtas stabili\u0173j\u0173 monet\u0173 rinkai. Galutin\u0117 tvarka numato, kaip bus pri\u017ei\u016brimos vadinamosios mok\u0117jim\u0173 stabiliosios monetos, ir \u012fsigalios 2027 met\u0173 sausio 18 dien\u0105.<\/p>\n
\u0160is sprendimas yra svarbus signalas rinkai, nes GENIUS Act suformavo federalin\u012f r\u0117m\u0105 stabiliosioms monetoms JAV. \u012estatymo esm\u0117 yra reikalavimas, kad stabiliosios monetos b\u016bt\u0173 visi\u0161kai padengtos JAV doleriais arba pana\u0161iai likvid\u017eiu turtu, taip pat numatomi privalomi metiniai auditai.<\/p>\n
OCC taisykl\u0117 apibr\u0117\u017eia leid\u017eiam\u0173 stabiliosios monetos emitent\u0173 prie\u017ei\u016br\u0105 ir atveria ai\u0161kesnius kelius tiek bankams, tiek nebankin\u0117ms \u012fmon\u0117ms vykdyti su mok\u0117jim\u0173 stabiliomis monetomis susijusi\u0105 veikl\u0105. Taip pat nustatomi principai, taikomi ne JAV veikian\u010di\u0173 emitent\u0173 at\u017evilgiu, ir taisykl\u0117s turto saugojimui.<\/p>\n
Pasak OCC, prioritetas skiriamas rezerv\u0173 kokybei, i\u0161pirkimui ir rizikos valdymui, kad vartotojai gal\u0117t\u0173 tik\u0117tis realaus 1 prie 1 i\u0161pirkimo. Praktikoje tai tur\u0117t\u0173 reik\u0161ti daugiau ai\u0161kumo d\u0117l rezerv\u0173 sud\u0117ties, j\u0173 laikymo ir proced\u016br\u0173, kurios \u012fsijungia kriz\u0117s ar staigaus i\u0161pirkim\u0173 antpl\u016bd\u017eio metu.<\/p>\n
\u201e\u0160iandien paskelbta galutin\u0117 taisykl\u0117 \u012ftvirtina ai\u0161k\u0173 ir prakti\u0161k\u0105 mok\u0117jim\u0173 stabili\u0173j\u0173 monet\u0173 inovacij\u0173 r\u0117m\u0105, kartu nustatydama grie\u017etus rezerv\u0173 padengimo, i\u0161pirkimo ir rizikos valdymo standartus\u201c, \u2013 sak\u0117 OCC vadovas Jonathan Gould.<\/p>\n
I\u0161skirtiniu akcentu tapo po\u017ei\u016brio \u012f stabiliosioms monetoms taikomas paskatas ir atlygius pasikeitimas. Pirminiame si\u016blyme OCC laik\u0117si grie\u017etesn\u0117s logikos, kai emitentams draud\u017eiama tiesiogiai mok\u0117ti pal\u016bkanas u\u017e stabilias monetas, o tam tikri ry\u0161iai su tre\u010diosiomis \u0161alimis gal\u0117jo b\u016bti vertinami kaip potencialiai neteis\u0117ti.<\/p>\n
Galutin\u0117je redakcijoje neliko i\u0161ankstin\u0117s prielaidos d\u0117l tre\u010di\u0173j\u0173 \u0161ali\u0173 schem\u0173, o OCC pabr\u0117\u017eia vertinim\u0105 kiekvienu atveju atskirai. Reguliuotojas palieka sau teis\u0119 imtis veiksm\u0173, jei bus matoma akivaizdi bandymo apeiti \u012fstatymo draudimus praktika.<\/p>\n
Nors taisykl\u0117 \u012fsigalios tik 2027 metais, rinkos dalyviams svarbu ruo\u0161tis i\u0161 anksto, nes atitikties reikalavimai paprastai rei\u0161kia proces\u0173, rezerv\u0173 valdymo ir atskaitomyb\u0117s pertvark\u0105. Ai\u0161kesnis reguliavimas gali palengvinti bank\u0173 \u012fsitraukim\u0105, ta\u010diau kartu gali sustiprinti konkurencij\u0105 tarp tradicini\u0173 finans\u0173 ir kriptovaliut\u0173 ekosistemos dalyvi\u0173.<\/p>\n
Kita vertus, stabiliosioms monetoms taikom\u0173 paskat\u0173 tema i\u0161lieka jautri, nes bankai ne kart\u0105 k\u0117l\u0117 rizik\u0105, kad tokie produktai gali atitraukti ind\u0117lius. Tod\u0117l tik\u0117tina, kad iki \u012fsigaliojimo rinkoje daug\u0117s teisinio ai\u0161kinimo, o reguliuotojai praktikoje tikslins ribas tarp leistin\u0173 paskat\u0173 ir draud\u017eiam\u0173 pal\u016bkan\u0173.<\/p>\n","protected":false},"excerpt":{"rendered":"
OCC pirmoji patvirtino galutin\u0119 GENIUS Act taisykl\u0119 stabiliosioms monetoms: \u012fsigaliojimas numatytas 2027 met\u0173 sausio 18 dien\u0105.<\/p>\n","protected":false},"author":0,"featured_media":64052,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[10358,115,7619,114,1613,7618,3042],"miestas":[],"class_list":["post-64051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansai","tag-banku-prieziura","tag-bitcoin","tag-genius-act","tag-kriptovaliutos","tag-kriptovaliutu-reguliavimas","tag-occ","tag-stabiliosios-monetos"],"acf":[],"_links":{"self":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/64051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/comments?post=64051"}],"version-history":[{"count":0,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/posts\/64051\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media\/64052"}],"wp:attachment":[{"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/media?parent=64051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/categories?post=64051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/tags?post=64051"},{"taxonomy":"miestas","embeddable":true,"href":"https:\/\/cp.snarskis.lt\/index.php\/wp-json\/wp\/v2\/miestas?post=64051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}